When Josh Brolin’s character in Wall Street Money Never Sleeps is asked how much is enough he replies, “More”.  It must have been the Christmas season.  Although we do not openly agree with him, most of us, deep down, wish we had “more” even as we tout how grateful we are.  We talk about the reason for the season, but the truth is Americans plan to spend an average of $700 on Christmas gifts and we all know how those well-planned budgets fail at Christmas time.  The electronic gadgets we crave are guaranteed budget-breakers; my iTouch comes in a close second to the best Christmas present I ever received.  I do not expect anything will ever beat the joy I felt upon discovering an orange Huffy under the tree when I was six.  Why do we get caught up in frenzied over-spending during what is supposedly the most blessed time of year with family and friends?  Is it our herd mentality that is so evident on Black Friday?  Is it our desire for our children to feel the kind of joy I felt when I spied my Huffy?  Is it the endless TV ads, emails, and catalogs that lure us in with their touted deals?  I keep telling myself that I have everything I need, but the diamond commercials make me drool.  My husband puts me in check by yelling “Blood diamonds!” with faked indignation.  I never should have let him watch that movie. Honestly, what makes me overspend is that I want to buy special presents for everyone I love.  We get more pleasure from giving than receiving, but I wouldn’t try telling that to a six-year-old.